{"id":18257,"date":"2025-04-26T20:16:02","date_gmt":"2025-04-27T00:16:02","guid":{"rendered":"https:\/\/www.stormsmart.com\/?page_id=18257"},"modified":"2025-05-02T13:46:35","modified_gmt":"2025-05-02T17:46:35","slug":"do-i-need-both-miami-dade-and-fbc-approval-for-my-hurricane-shutters","status":"publish","type":"page","link":"https:\/\/www.stormsmart.com\/faqs\/hurricane-shutters\/do-i-need-both-miami-dade-and-fbc-approval-for-my-hurricane-shutters\/","title":{"rendered":"Do I Need Both Miami-Dade and FBC Approval for My Hurricane Shutters?"},"content":{"rendered":"\t\t
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Do I Need Both Miami-Dade and FBC Approval for My Hurricane Shutters?<\/h1>\n

No, you do not always need both Miami-Dade County approval and Florida Building Code (FBC) approval for your hurricane shutters. However, if you live in a High-Velocity Hurricane Zone (HVHZ), such as Miami-Dade or Broward County, Miami-Dade approval is required. In most other areas of Florida, FBC-approved shutters are sufficient to meet building codes and insurance requirements.<\/p>\n

Below, you will find answers to additional frequently asked questions related to hurricane shutter approvals.<\/p>\n

What\u2019s the Difference Between Miami-Dade and FBC Approval?<\/h2>\n\n\n\n\n\n\n
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Approval Type<\/strong><\/p>\n<\/td>\n

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Where It Applies<\/strong><\/p>\n<\/td>\n

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Testing Standards<\/strong><\/p>\n<\/td>\n

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Wind Resistance<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/thead>\n

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Miami-Dade County Approval<\/strong><\/p>\n<\/td>\n

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Required in Miami-Dade and Broward (HVHZ)<\/p>\n<\/td>\n

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Stricter impact and wind pressure testing<\/p>\n<\/td>\n

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150+ mph<\/p>\n<\/td>\n<\/tr>\n

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Florida Building Code (FBC) Approval<\/strong><\/p>\n<\/td>\n

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Required in Florida outside HVHZ<\/p>\n<\/td>\n

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Meets state-wide wind resistance standards<\/p>\n<\/td>\n

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130\u2013180 mph (varies by location)<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Miami-Dade approval is considered the gold standard in window hurricane protection<\/a> because it includes tougher impact testing than the general Florida Building Code.<\/p>\n

When Should I Choose Miami-Dade Approved Shutters?<\/h2>\n

You should consider Miami-Dade-approved hurricane shutters if:<\/p>\n

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  • You live in Miami-Dade or Broward County, where it is required.<\/li>\n
  • You want shutters that exceed standard FBC impact testing.<\/li>\n
  • You want to maximize your home\u2019s storm protection and insurance savings.<\/li>\n<\/ul>\n

    Shutters that are Miami-Dade approved automatically meet FBC standards, but not all FBC-approved shutters qualify for Miami-Dade certification.<\/p>\n

    Will Miami-Dade or FBC Approval Help With Insurance Discounts?<\/h2>\n

    Yes, both Miami-Dade-approved and FBC-approved shutters can help you qualify for wind mitigation credits on your homeowner\u2019s insurance. To qualify:<\/p>\n

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    • Your shutters must meet impact resistance and wind pressure standards.<\/li>\n
    • A wind mitigation inspection is required for verification.<\/li>\n
    • All exterior openings (windows, doors, and skylights) must be fully protected.<\/li>\n<\/ul>\n

      Miami-Dade-approved shutters may provide greater insurance savings because they meet the strictest hurricane protection requirements.<\/p>\n

      Find the Right Hurricane Shutters for Your Home<\/h2>\n

      If you live in Florida, choosing FBC- or Miami-Dade-approved hurricane shutters ensures compliance with state regulations and better storm protection. Scroll down to find the Storm Smart showroom nearest you and call to schedule an appointment.<\/strong> Our experts can help you choose impact-rated shutters that meet your area\u2019s safety requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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      Storm Smart Showrooms<\/h2>\r\n\r\n