{"id":18252,"date":"2025-04-26T20:29:07","date_gmt":"2025-04-27T00:29:07","guid":{"rendered":"https:\/\/www.stormsmart.com\/?page_id=18252"},"modified":"2025-05-02T13:50:20","modified_gmt":"2025-05-02T17:50:20","slug":"do-bahama-and-colonial-shutters-meet-code-requirements","status":"publish","type":"page","link":"https:\/\/www.stormsmart.com\/faqs\/hurricane-shutters\/do-bahama-and-colonial-shutters-meet-code-requirements\/","title":{"rendered":"Do Bahama and Colonial Shutters Meet Code Requirements?"},"content":{"rendered":"\t\t
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Do Bahama and Colonial Shutters Meet Code Requirements?<\/h1>

\"DoYes,\u00a0Bahama<\/a>\u00a0and colonial shutters<\/a> can meet code requirements, but they must be impact-rated and approved by the Florida Building Code (FBC) or Miami-Dade County. Not all Bahama and colonial shutters provide hurricane protection\u2014only those that pass impact resistance and wind pressure tests qualify as hurricane-rated shutters.<\/p>

Below, you will find answers to additional frequently asked questions related to Bahama and colonial shutter code compliance.<\/p>

What Are the Code Requirements for Bahama and Colonial Shutters?<\/h2>

To be code-compliant, Bahama and colonial shutters must meet the following criteria:<\/p>

  • Florida Building Code (FBC) Approval \u2013 They must be tested for impact resistance and wind loads to comply with FBC regulations.<\/li>
  • Miami-Dade County Certification (if in a High-Velocity Hurricane Zone) \u2013 For homes in Miami-Dade or Broward County, shutters must meet strict impact and wind testing standards.<\/li>
  • ASTM E1996 & ASTM E1886 Testing \u2013 Shutters should pass large and small missile impact tests to withstand hurricane-force winds.<\/li><\/ul>

    If shutters are decorative only and do not meet these standards, they will not provide hurricane protection or qualify for insurance discounts.<\/p>

    How Do I Know If My Bahama or Colonial Shutters Are Hurricane-Rated?<\/h2>

    To verify that your shutters meet code requirements:<\/p>

    • Check for a product approval number issued by the Florida Building Code or Miami-Dade County.<\/li>
    • Look up the model in the FBC or Miami-Dade County databases to confirm approval.<\/li>
    • Ask the manufacturer for testing certification reports showing compliance with impact and wind resistance standards.<\/li><\/ul>

      Certified shutters should have documentation proving they are approved for hurricane protection.<\/p>

      Do Bahama and Colonial Shutters Qualify for Insurance Discounts?<\/h2>

      Yes, but only if they are hurricane-rated and installed according to code. To qualify for wind mitigation discounts:<\/p>

      • Shutters must meet FBC or Miami-Dade County approval for impact resistance.<\/li>
      • All exterior openings (windows, doors, etc.) must be fully protected.<\/li>
      • A wind mitigation inspection is required to verify compliance for insurance savings.<\/li><\/ul>

        Decorative or non-rated shutters will not qualify for insurance discounts.<\/p>

        Find the Right Hurricane Shutters for Your Home<\/h2>

        For storm-ready Bahama and colonial shutters that meet Florida\u2019s strict building codes, trust Storm Smart. Scroll down to find the nearest showroom and call to schedule an appointment.<\/strong> Our experts can help you choose impact-rated shutters that provide both storm protection and curb appeal.<\/p>

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        Storm Smart Showrooms<\/h2>\r\n\r\n